Since 1999 we have closed over half of a billion dollars in home loans!
How?  By providing Maine clients and their Realtors with the lowest interest rates and highest level of service possible!!

Clients and their Realtors come first!!

Portland, Maine (Exchange Street, Old Port)Buying or refinancing a home is not only an important decision, but also one of the largest investments we ever make.  Why not go local with a Maine Mortgage professional whose team has bought and sold over 130 properties, built and rehabbed homes, while also having performed over 3,000 closings?  We have one of the "Top 30 Young Real Estate Professionals in America," on our team while also owning a Real Estate and Title company.  The fact that our borrowers appreciate the sense of security that they feel with the loan that we've provided for them is more important to us than anything else.  Our goal at Cumberland County Mortgage, and our sister company Western Maine Mortgage, is to make the loan process as simple and worry-free as possible, while also providing you with the lowest rates at the lowest cost possible. 

We pride ourselves in offering the highest level of customer service.  Whether you'd like to refinance to a lower interest rate, consolidate debt, shorten the term of your loan, convert high-risk adjustable rate loans into fixed payments, take tax-free cash out of a property or obtain a new home mortgage, our only purpose is to satisfy the unique needs of our Maine clients and their Realtors.

Remember, pre-approvals take only minutes, closings can be done with no money out of pocket and we will come to your home or office to finalize the transaction!

Real Estate Professionals:

Real Estate AgentsSeveral members of our team have also been licensed Realtors in the past - we know how important good customer service is on the Real Estate Professional end.  When referring your clients to us you can expect fast pre-approvals, 24-hour online loan status, closings in your office and the best service in the industry!  We mean that.  All of this also helps you earn more referrals from your clients and guarantees increased income in the future!

Also, if you're interested in earning more money in real estate sales and are looking for the fastest growing real estate company in Maine, visit The Maine Real Estate Network or call (207) 878-8882 for a confidential discussion. The Maine Real Estate Network offers:

  • Very high commission splits
  • No desk fees
  • Full-time office manager
  • Showing desk software
  • Free initial signs, riders, and lock boxes
  • Free marketing software
  • A designated broker who refers you business and does not compete with you
  • Monthly training
  • Residual income for recruitment
  • And a whole lot more.
  • Our Enthusiasm works for you
    Helping our clients make one of their most important financial decisions is a serious responsibility and something that we greatly enjoy.  Our enthusiasm, diligence and hard work will not only benefit you, but also help to reduce and eliminate the stress and anxiety that's often associated with real estate transactions.
  • Established Credibility
    We have well over four decades of experience and knowledge working in the financial industry.  I can say with confidence that we'll get the job done right and thousands of our happy clients can attest to that.


Shawn W. Casey, Owner

Cumberland County Mortgage

Western Maine Mortgage

 



Shawn Casey
NMLS# 369511
Cumberland County Mortgage
152 US Route 1
Suite 12
Scarborough, ME 04074
Office: (207) 878-8882
Fax: (207) 221-1909
Mobile: (207) 838-0033

Trust us with your financing needs.
We offer you the most competitive rates and the best service that you deserve.  Whether you're a first time home buyer, an experienced home buyer or you are refinancing, we will find you the best rate and the best loan program for your financial situation and goals.  Please Apply online today for a no-cost, no-obligation pre-approval - it's our pleasure to help you in any way possible! 
 
Mortgage News Daily


MBS RECAP: Slightly Bumpy Ride Late, But Important Level Holds - 18 hours ago
Posted To: MBS CommentaryMBS Live : MBS Afternoon Market Summary 104-16 Turned out to be an important level for Fannie 3.5's today. There's more than the usual amount of content in the 'alerts and updates' section below if you're looking to get caught up on how it played out. Long story short, bond markets held up quite well on a Friday that mostly saw money flowing OUT of both sides of the market (i.e. equities and fixed-income both lower in price today). But even the late day volatility left the 104-16 technical level intact through 4pm. From now until MBS go out for the day, it's not out of the realm of possibility to see illiquidity take things a bit lower, but whether or not lenders react to that depends on the lender in question. If it were us, we'd call it a week. MBS Pricing Snapshot Pricing shown below is...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Lower Still, But Progress Is Slow - 20 hours ago
Posted To: Mortgage Rate WatchMortgage Rates improved marginally from yesterday's new all-time lows. Without any major scheduled events to digest, bond markets were left to their own devices and paid a decent amount of attention to a sell-off in stocks. When yields in the broader bond markets move lower, MBS (the "mortgage-backed securities" that most directly influence lenders' rates) tend to move lower in yield as well, allowing lenders to off lower costs, lower rates, or a combination of the two. With the recent move lower to a 3.75% Best-Execution level for 30yr Fixed Conventional loans, today's improvements were seen more in the form of decreased borrowing costs, or increased lender credit, as the case may be. If you're a first-time or even frequent reader looking for a bit more clarity on "best-execution," we just...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Mortgage Registry Now Includes all States, Federal Lenders - 20 hours ago
Posted To: MND NewsWireThe State Regulatory Registry, LLC (SRR) and the Nationwide Mortgage Licensing System (NMLS) have issued an Annual Report for 2011. The report notes that 2011 was the first year that all state mortgage regulatory agencies utilized NMLS to manage mortgage loan originator (MLO) licenses on the system. In addition, in January the NMLS Federal Registry became fully operational. By the end of the year the Federal Registry contained active registrations for 11,081 institutions and 375,654 registered MLOs. According to the report, for the first time almost all of the nearly half-million individual mortgage loan originators (MLOs) along with their license or registration status and other information are now available to the general public on-line through NMLS Consumer Access. By the end of 2011 NMLS...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS MID-DAY: Relatively Uneventful Despite Slight Weakness - 23 hours ago
Posted To: MBS CommentaryMBS Live : MBS Morning Market Summary As the trading day progresses, things are shaping up to be increasingly uneventful even though MBS are down 6/32nds. Reason being: everything has been well contained, and what little weakness we've seen has occurred in a rather orderly fashion and without major volume spikes. Bond markets are staying reasonably connected to stocks, given the lack of market-moving data and European headlines. In short, today looks like the "wind down" that we thought yesterday might have been. We're not completely out of the woods as far as potential volatility is concerned. But as far as coasting into the weekend with minimal losses, it's "so far so good." MBS Pricing Snapshot Pricing shown below is delayed, please note the timestamp at the bottom. Real time pricing is...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Realtors Show Clout, 'Protecting The American Dream' in DC Rally - 1 day ago
Posted To: MND NewsWireRealtors® massed on the Washington Mall on Thursday to show their strength in a year in which their trade organization, The National Association of Realtors (NAR) seems anxious on several levels. An estimated 15,000 Realtors gathered at the foot of the Washington Monument to, in the words of NAR President Moe Veissi "protect the American Dream of homeownership." According to a press release regarding the Rally to Protect the American Dream as the event was characterized, "Realtors® are working to ensure that people who want to own a home or invest in real estate and can responsibly afford to do so will continue to have the opportunity to do that." NAR is currently concerned about discussions to include a requirement for a 20 percent downpayment in the proposed definition of Qualified...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.